CWAHM Devotional

Do Life DifferentDo Life Different
Work-at-home mom: take a deep breath and Do Life Different as you allow these devotions for work-at-home moms to fill the vacuum of your needy heart in the chaos of your busy world.
 
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Every business owner knows that the only way to really grow and scale a business and for them to be able to focus on the things they’re best at is to outsource and get help with running the business.

However, that certainly doesn’t mean it’s an easy thing to do – when you first start your business, you go in full of passion and drive, and because you have so much passion for your business, it almost becomes your baby and this can make it extremely hard to let go – even though you know it’s actually the best thing.

The best way to go about outsourcing is to not try and do everything at once. You’re the owner of the business and you can do what feels right to you, so start slowly and build things up once you start seeing how great it actually is to outsource things.

If you’ve been struggling to outsource things until now, then in this post we’re going to share with you some tips on how to get started with outsourcing in your business.

 

Make a list:

The first step to outsourcing successfully is knowing what you need to be outsourcing and what you can be doing on your own, so at this stage you should make a list. This can be done on paper or it can be done on a Google doc. Simply get your document in whichever format and give it a title that’s meaningful to you, then write down every single task that gets done in your business.

Now you’re going to add a new page and split it into two categories. One is the side for the things you want to do/have to do/enjoy doing. The other side is for those tasks that you really don’t like or where you feel like your time and energy isn’t best spent.

For example, maybe you really enjoy writing your own blog posts, but you hate editing them, so this is something you feel would be better outsourced.

 

Do your research:

Now that you know what tasks you need to outsource, it’s time to do some research on the best people to perform those tasks. You may prefer to go with a company like Spectrumwise who can manage multiple things for you, or maybe you only want to hire a Virtual Assistant for a few hours per week who can just do one or two things.

 

Do a trial run:

Once you’ve done some research on the people who you could potentially hire to do the tasks you need, then you should have a trial one with one or two people for a week or so to see how they actually work and if you’re both a good fit for each other. If you’ve determined that you are, then you can continue working together or you can move on and find someone else who may be more suited to your needs.

Evaluate and expand:

 

As with everything in your business, you need to keep evaluating the progress you can see what’s working and what’s not. Then, once you feel comfortable with outsourcing and start building that trust, you can start to expand on the hours you’re hiring someone for.

 

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Jan
11

Organizing Your New Year

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jill-new14new year new startThe New Year is here!

I look forward this new beginning each year with a great deal of anticipation. It’s time to shake off the things of last year and look to the days of head and all of the opportunites they hold.

To help you start your year off right, here are a few thoughts for organizing your business and household for the upcoming year.

BUSINESS 

1. Files – Now is a great time to go through your files and make sure all is in order – labeled and put in a place where they are easily accessible. Take the time to throw out anything that can go and put old tax and business files into storage.

2. Desk –  A clean desk is a great way to kick off the new year. Find a place for everything and put everything in it’s place. It will help motivate you to sit down and get to work – no distractions.

3. Calendar –  Buy yourself a new calendar and/or planner and start filling that baby up. Make sure to mark in the days when there is no school (or early out days), and other items that you’ll need to keep you organized in both business and family tasks.

HOUSEHOLD 

1. Drawers and Closets – With the cold weather keeping you indoors, this is a great time to clean out those drawers and closets that need your attention. It’s also a great time to donate your gently used items.

2. Books – Just like clothing and other household goods, books can be donated to your local homeless shelter. Our local shelter has a library available to all of it’s residents. So, take time this new year to go through your books and donate those that you can part with.

3. Storage Spots –  Now that it’s time to put the Christmas decorations away, you might as well tidy up those storage areas as well. I’ve found that adding shelving to our small storage room makes it much easier to keep things organized and accessible. Also, nowadays you can buy colored totes to make separating out holiday decorations – or other items – easy.

SPIRITUAL LIFE

1. Hello/Goodbye Workbook (by Jo Saxton and Stephanie O’Brien – “The ‘Hello Goodbye’ process is a tool in response to New Year’s resolutions – it is not about fixing yourself, but intentionally, prayerfully turning away from certain things, whether good or bad, and turning towards other things.  Those things might be fun (like working out!) or they may be uncomfortable like embracing grief or forgiveness, but the focus is finding ways to be healthier emotionally, spiritually and physically.”

2. Joanna Weaver’s 2018 Utmost for His Highest Bible Reading Plan  –  Joanna Weaver is the author of several books, most notably Having a Mary Heart in a Martha World. Joanna explains a little about her 2018 reading challenge: “Each day, after reading an assigned chapter from the Bible, you’ll be encouraged to also consider that day’s entry from Oswald Chambers’ devotional classic, My Utmost for His Highest .” Joanna will be sharing updates every weekday on her blog (and I’ll be contributing in April!). You can download the free workbook when you sign up (also free) on her website: JoannaWeaverBooks.com.

 

I hope you’re as excited about this new year as I am! I’d love to hear your tips for getting organized – post them in the comments below!

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Jan
02

Ways to Make Money From Being an Investor

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Many people discuss how important it is to start investing in order to create a more secure financial future, yet the downside is you  often need money in order to make money when it comes to investing… and the idea of investing can seem like something only already wealthy people can take part in.

That said, today, with the options offered by the internet for anything from creating a course online and selling via a platform such as Udemy to automated trading software, you don’t need all that much money in order to become an investor.

Let’s first off define what it means to be an investor in this context, as the idea of Shark Tank or the stock market can make people feel they need to have huge pots of money to invest in other businesses, yet to be an investor is simply to invest your time, money and effort in something that can reward you many times over.

If you think of this as the analogy of a fruit tree, an investor plants a seed and nurtures it to grow into a fruit tree that provides fruit for many years – perhaps even for multiple generations, whereas most people go to the supermarket and pick up their fruit in a way that they become consumers of fruit.

The ability to sow what you reap is therefore limited to investors, in this sense, as  employees are more like consumers are money in that they are caught on a constant treadmill of trading their time for money, unlike investors, that tend to grow fruit trees to provide fruit in perpetuity.

With regards to investing there are many different forms and ways to invest your money, the most common picture people pull up in their mind is that of the stock market, yet often a more reliable and accessible option is to purchase a few investment properties or create an asset in terms of writing a book, building a business, or leveraging any of the many ways to make passive income through the power of automated business systems that you can run from the comfort of anywhere you have an internet connection.

In that vein, let’s take a look at three of the most common forms of investment you can make to start reaping the benefits of your effort in perpetuity rather than being stuck in the somewhat alluring cycle of instant gratification provided through conventional employment.

 

  1. CREATE A COURSE

Create an online course in a subject you know a lot about, host this course online via a platform such as Udemy or a simple wordpress website –  then market it like crazy and reap the heft rewards associated with content marketing and education.

 

  1. PROPERTY INVESTING

This time-tested option is one of the most reliable strategies when it comes to long-term investments; one of the greatest challenges, of course, is that you need money to make money with regard to this… though, there are certain commercial mortgages and investment opportunities that simply require you to access credit rather than capital; making it attractive for most average people.

 

  1. STOCK  MARKET

Finally, you can go down the traditional route of the stock market, though this is somewhat of a lottery and it’s necessary to be able to withstand a “loss” as well  as a “gain”, as markets are unpredictable and subject to fluctuations. After all, you don’t want to end up in financial difficulty as a result of taking a risk, that said, there are ways to stay ahead of the game and mitigate risk when it comes to investing in the stock market.

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Dec
14

What To Do When You’re In Financial Difficulty

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Struggling with money can really suck. If you’re ever in financial difficulty, you can feel helpless. As if you’re the only person that is struggling. Like you’re going to be in this situation forever. And it can lead you to suffer. You might make decisions, you might make yourself ill with stress, you might act out in different ways. All because you’re dealing with a financial burden that you have no idea how to fix. And there can be a range of reasons for why you’ve gotten yourself into this situation. Maybe your job doesn’t pay enough and you’re struggling to pay the bills? Maybe you got hit by an emergency and you had a big bill to pay? Maybe you made some bad choices and you’re not all that sure how to be healthy or responsible with money? No matter what’s going on, it’s time for you to realize that you really don’t have to stay this way forever. There is a way out.

money is tight

If you want to be able to live an abundant life, feel financially secure, and have healthy financial habits, then you can. You just have to want it bad enough and try a lot harder. Because you may find that there’s a ton of habit change work that you need to do. Or you need to be able to change your lifestyle. And these things can take time. But before we jump right on into those areas specifically, let’s take a look at what you can do when you are in financial difficulty.

Be Clear About Your Situation

To start with, you need to know how deep this goes. And it all starts with being transparent – with yourself. Do you know how much you’re struggling? Are you in debt? Do you know what you owe and to who? And how much interest you’re paying? Start off by uncovering what’s causing your financial difficulties, so that you can then work on fixing them.

Open Up

But not only that, you might then want to talk to those around you about your debt. At first, this may feel like the worse thing on the planet. But it’s going to help you to release the burden that you’re experiencing. And, when you talk about debt to your loved ones, they might be able to help you. Even if you’re not in debt, but you are struggling financially, then opening up is still going to help you.

Speak To Your Lenders

Then, you need to try and do something about the debt that you have – no matter how big or small that it is. One thing that will always be good for you to do, is to speak to your lenders. If you know that you are struggling the repayments or that your debt is getting out of control, they might be able to help. They want to help at least. So make a call to your lenders and go from there.

Consider Consolidation

Something that you might want to consider here is debt consolidation. Do you have debts owing in a range of places? Do you know what fees your paying on it all? Because it could be best to get everything in one place, so that you’re paying one set fee for it all and this will make it more manageable for you.

Consider Other Financing

But maybe consolidation isn’t for you? If this is the case, you don’t have to worry. There are other options for you. You might want to look into installment loans or see what else your lenders might suggest to you. Remember, they are there to help. But if you’re stuck in the short term, you need to find sensible financing to help you.

Look For A Raise

But then, you’re going to want to work out how you can stop this from happening again. Because you may need more financing for the future. And when this is the case, your first port of call might be your career. So think about whether you can get a raise or what you might need to do to show that you’re worth it. If you can constantly aim for a promotion or to get a better paid job, it could help your financial situation.

Earn More

If you know that a promotion isn’t an option, or you just cannot earn more this way, you’re going to want to consider other options. And this is where the idea of doing something for yourself can come in. Maybe starting a blog or selling a product or doing another kind of business idea on the side could work? Or, you might want to get a second job in the evenings or at weekends? Or you even look to sell some of your things to top up the cash a little.

Spend Less

But at the same time, you still might want to get a better control over what you’re spending. Because if you know that you’re not living within your means, then you have a problem. Here, you need more control. And this starts with tracking what you spend. When you can see where your money goes, you can then cut it down to something more reasonable and ensure what you have stretches further.

Budget Better

Now, it may be that you just don’t budget. And if this is the case, you are never really going to have any kind of control over your money. Because if you have no idea what you’re spending on what, they how can you expect to be able to improve the situation? So sit down and see if you can allocate the money you do have into the different areas of your life that needs paying for. This is always going to be the smartest way for you to get out of financial difficulty and start to feel more secure with your money.

And finally, if you are struggling with your finances and you’re not sure how to make a change, you might want to look into getting advice from a financial expert or a third party that can help you with your situation.

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Dec
10

When Your Job Doesn’t Pay Enough…

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When your job doesn’t cover the bills and give you the money you need to get by every month, it can be very worrying. You may feel like you are constantly wondering how you are going to keep going and leading this lifestyle. Will you end up getting in debt? Maybe you already are? Will you have to move out of your home? It can be too much for some people to handle. But rather than focusing on what could happen, you should look for ways to make a second income. Here are some of the best suggestions.

Do some online freelance jobs in the evenings

If you have a skill that can be delivered over the Internet, there are plenty of opportunities to make some extra cash in the freelancing market. You can find more information at https://budgetboost.co/how-to-make-1000-dollars-fast/. You will be able to apply for jobs whenever you’re busy, giving your monthly pot a much-needed boost.

Sell your gold – Selling your gold for cash is something that you should certainly consider doing if you want to make some added cash. Nevertheless, you should not sell your gold without being educated. First and foremost, you need to know about where you should sell your gold. There are several options at your disposal; there are lots of cash for gold shops in the UK, there are also jewellers and pawnbrokers, and in addition to this you can sell gold for cash online. The latter option is highly recommended because you are likely to benefit from a better price, more convenience and an easier process. In addition to this, you need to be educated with regards to the valuation of gold. You will be given a quote for your gold depending on its weight. Thus, in general the higher karat of gold you have – the more it will be worth. Nevertheless, it is still recommended that you search around online and get several quotes from different companies. This is easy to do online as you can open several web pages and easily compare. A final point worth noting is that your gold does not have to be in good condition. If it is broken or tangled than that should not matter, so do not let it deter you from seeking a valuation with the aim to sell.

Take paid surveys – While a lot of paid survey websites are useless because they never pay out, there are a few good ones out there. See this review to get a better understanding of one of the good sites: https://www.dollarsprout.com/swagbucks-review/. Again, this won’t make you rich, but it will certainly give your income a boost.

As you can see, there are many different ways that you can secure a second source of income if your current job does not pay enough. If you follow the suggestions that have been presented above, you should be able to make sure that you have some extra cash coming in on a monthly basis so that you can cover those bills that you are struggling to pay at the moment.

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Dec
03

Let God Invade Your Business

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A few years ago I had one of those “lightning bolt” moments. Each year I sit down to write out goals and dreams for my business. This particular year, as I sat and thought through what I hoped to accomplish in the upcoming year, how I hoped to help people, it hit me. Where does God fit in to all of this? Does He fit comfortably in the “Spiritual” categories or is He a part of everything that CWAHM is and does?

Whoa. Talk about a challenging question.

As I wrestled with this I came to realization that God wants to invade our lives – and that means our businesses, too. In the gospels we see Jesus meeting people right where they were. He healed the sick, fed the hungry, and taught the seeking. He met their physical needs as well as their spiritual needs.

He wanted to be a part of their everyday lives, not just the days they went to the temple (the Old Testament equivalent of church). He wasn’t afraid to hang out with the sick, the hurting, the “sinners.”

He wants to be a part of our everyday life, too. He wants to invade our families, our marriages, our businesses. He wants to show us that there is a different way of doing things. A better way. A way that points to the divine even in the midst of most basic business task.

He wants to be in:

* The decision to be kind to the difficult customer.

* The decision to give a sale price when we could charge full price to someone who isn’t aware of the sale.

* The decision to give a product away to someone we know is struggling or hurting.

It’s our choice.  We can choose to do business with Jesus. Or we can choose to do things our own way…usually the way we’ve been taught by people who seem to know how to “do” business, how to make money. And yet, in the end … is really about making money?

So I saw that there is nothing better for a person than to enjoy their work…” Ecclesiastes 3:22, NCV

Where does God fit in your business?

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Nov
27

Setting Up an Efficient and Productive Office From Home

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If you are beginning your working from home journey, then there is a lot to be thinking about. How will you get the clients that you need? How will you schedule your time? Do you have the right kind of computer for what you will have to do? The list goes on. You may find that you underestimate just what you will need to get started, as is the case in many aspects of business. But when you are underprepared for what you need to do, it does have a knock-on impact and it can hinder what you are doing. You can’t progress or be productive when you have to pause often throughout the day or have to head out to use a printer at the library, for instance. When you focus your efforts to creating a stellar office at home, then it can really help your productivity.

With that in mind, here are a few of the things that can be a great help to get you started for what you need to do. Depending on your niche, there may be more specific things that you do need to help you. But get a paper and pen out, and make a list of all of the things here that are going to be essential to your working from home business and are going to help you to be the most productive to get your business off you a good start.

 

Computer

All home-based businesses are going to need a computer to get things going. These days, we are so blessed with the technology that we have that it means we can work from home with just that, meaning new and exciting things for many people. But the kind of computer that you have will depend on you and your preferences. For example, if you are a web designed or a graphic designer, you may prefer to have a proper desk setup with a fixed computer as the screen is larger and visually having that up in front of you can help you to create better work. For something like blogging or writing, it could simply be easier to have a laptop as it makes it much more flexible. You are more likely to head to a coffee shop to do a little bit of writing work than you are to do the same but for graphic design. So think about your business and practicality of it all. If you travel a lot, then a laptop could be better, for example.

 

Computer Storage

There will only be so much space that a computer or laptop comes with. And for a business, you will need to keep copies of things like invoices and completed work for quite a while (for tax return purposes and so on). So having enough storage for all that you need to do is a must. It could be that you will use something like an external hard drive for storage. You could also think about using the cloud as a way to store things. You could also alternate between the two using USB storage, and could perhaps treat yourself to one of the designs at Cute USB, for instance. Whatever you choose, just make sure that you have something chosen and set up before you start. You don’t want to get started with something and then realize that you don’t have enough space for it. So choose before you get ahead.

 

High-Speed Internet

If you are going to spend much money on something for your business, then having a high-speed internet connection is what you need. It is pretty self-explanatory really, as the internet is what is going to get you connected to do all that you need to do. You don’t want to waste time and money when it comes to working from home, and a bad internet connection is going to do that for you. So shop around, look for the best deals, and make sure that you get what you need from your internet provider. Then you can get on with business.

 

Desk and Chair Workspace

In an ideal world, having your own space to create and work from is really important. It can help you to be comfortable, as well as getting you in the zone for working. Ideally, having a workstation desk and chair that are ergonomic is best, so that you can adjust the seat height and desk height to be just as you need it to be. Although it may not be possible, if you do have space, investing in a good desk is important. If you are really limited, then at least a table is next best; you can do damage if you just sit on your sofa with a laptop on your lap the whole time. Read More→

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Nov
26

How To Set Up Your Own Home Business

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Many people dream of setting up their own business which they operate from their home, and it is easy to see why!

Working from home can be much more relaxing than having to travel into the office each day, plus you get to be your own boss which brings many benefits. More and more people are setting up their own home businesses in today’s day and age, and the internet has made this much easier as you can carry out practically all operations online.

Luckily, there are a vast variety of types of business that you can operate from home, but here are a few tips for getting started.

 

Suitable Home

First, you need to have a suitable property for the operation that you intend to run. This will involve having enough space to run the service, having areas for you to both work and live because separating the two is vital for success, and potential factors such as good transport links, fast internet, and so on. For many people, purchasing a new home may be the best way to start a new home business.

If you do decide to purchase a new home for your home business, then you will want to apply for a mortgage. This can be a stressful and challenging process, but it can be made much easier when you use services like LendingTree where you can quickly and easily be connected with nationwide lenders and help you to find a suitable mortgage. You can follow this link to find out more https://www.crediful.com/mortgage/lendingtree-mortgage/. Doing so will enable you to quickly find a suitable property for you to run your home business from.

 

Business Ideas

The type of operation that you run will depend entirely on your skill set, talents, and interests. There are many businesses that you can operate from your home, but a few good examples include tax preparation, business manager, marketing consultancies, virtual assistant, an e-commerce store, copywriting services, catering services, wedding planning, and in-home beauty services. These are just a few ideas, and it is worth looking to see what current industries are experiencing a sharp rise in popularity. Once you have your idea, there are a few crucial steps to take, including:

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Nov
21

Where’s Best For You To Invest?

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When it comes to money, your intentions should be personal. It’s all too easy to get wrapped up. To be influenced by others. For you to start spending your money on things to live a certain lifestyle. To impress others. And none of it may be right for you. Because the power of society and opinions often takes over, when we really shouldn’t let it. And this can often be why it’s just too easy to get into debt. You may find yourself spending a lot of money, all of the time, just to keep up. It’s exhausting. Wouldn’t you rather know that you’re putting your money in places that matter most to you? Into areas and ideas that are suited to your lifestyle and who you are? And, most of all, what YOU really want out of life?

However, even if you know this or you’re just starting to admit it to yourself, you may find that it’s hard to actually move away from a habit that you’ve been so used to. That you struggle to actually work on a different way of life. That you cannot get social conventions and other people’s opinions out of your mind. It’s now time to work on changing that. And start to invest your money in areas that matter most to you. So let’s consider your options.

 

Financial Security

First of all, you may just want to make sure that you are financially secure. That you are debt-free. That you have savings. That you can pay your bills comfortably. And that you never have to worry about money. Then make this what you invest in.

 

Property

But then also, there’s property. And sure, right now you may think that you are investing in your property. But are you really? Or is your home sucking up everything you have? Or have you spent WAY more on your home than it is worth? So, here, you’re going to want to think about finding property to invest in that CAN grow your money. Look for a cheap apartment, a fixer-upper, or a landed for sale that can help you here. Then look to make sure that you are flipping it to make your money work harder.

 

Lifestyle

Or maybe you want to invest in your ideal lifestyle. Not the fake one that you are building for yourself. The one that you don’t really want. But the one that you actually dream of. The life you’ve always wanted. Maybe you need to put time and money into making this happen for you.

 

Health

But then also, there is the idea of investing in your health. Maybe you’ve been stressed out lately? Full of anxiety? Or maybe even completely burnt out? Maybe you’re letting life get to you, and your health is suffering as a result? If that is the case, then it is time to do something about it. Put your money into yourself. Invest in healthy foods. In therapy. In holistic wellbeing treatments. In a break! Think about putting your money into areas that will only ever benefit your health, instead of harming it.

 

Career

Or maybe, for you, the best thing that you could ever do is to invest in your career. Maybe you have dreams of doing something different or of starting something new? But you are afraid to do it. Or you worry that you can’t do it because your life costs so much? So here is where you should invest. Take that course. Quit your job and take a pay cut so that you can work on this. If you invest in yourself, you know that you’re getting personal with your money.

 

Future

And then there’s your future to think about too. Maybe you want to save for retirement to feel more at ease with your financial situation? Maybe you want to save for a rainy day? If you are at all concerned about your old age, now is the time to start planning for it financially.

 

Community

But then also, from here, you might want to think about the ways that you can invest in your community too. Maybe you don’t want to spend money on cars and your house, but you do want to live in a great area – so why not invest in your local community. Invest your time, your energy, your thoughts, and your finances too, of course. Think about how you can improve your community, give back, and really make sure that your money is being put to good use.

 

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Nov
19

Thanksgiving Perspective

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jill-new14Do you feel like a success? As work-at-home moms it’s easy to get caught up in the “look what she has accomplished” mindset and fail to see all that God has done in our own lives and businesses. We need to shift our perspectives from  “what I want to accomplish” to “WOW! Look what God has done!”

Thanksgiving is upon us and this seems like the perfect time of year to think about how God sees you and your success. Do you believe that He wants you to succeed?

May he give you the desire of your heart and make all your plans succeed.

Believe it or not, the sentence above is a quote directly from Scripture – Psalm 20:4. If our hearts are right with God, we are on track for success in life. Now, this may not mean that each of us can be a millionaire, but it does mean that God wants to lead us down the path to success.

We must, however, keep in mind that God’s idea of success in our lives may not look exactly like the version we see in our heads. God first and foremost wants us to be the person that He created us to be; to live a life of sacrifice, obedience and love. We can’t simply hoard our money and resources for ourselves, living in fear that we won’t have enough,  hoping that God will bless that. God calls us to a much bigger belief than that!He holds success in store for the upright, he is a shield to those whose walk is blameless.

This proverb (see Proverbs 2:7) is a powerful reminder that our God is a God of justice. He “holds success” for the upright. Does that mean wicked people can’t be successful? No. We must look at the sentence following and be reminded that God is our shield – if we trust in Jesus. Only by trusting in the person and power of Jesus can we be seen as “blameless in God’s sight.” (1 Corinthians 1:8)

You see, God looks at us much differently than we look at ourselves. We see our sins, failures and shortcomings. However, when we believe in Jesus as our salvation, God sees us as blameless. What freedom there is in that truth!

There are other areas of life where we need a perspective change as well. You see, many of us, especially Americans see ourselves as poor.  We makes comments like, “I’m so broke.”  I’ve been guilty of this more times than I can count. But I recently had a wake-up call as to how God sees my financial status.

In his book Weird, pastor and author Craig Groeschel shares:

If you earn $37,000 a year, you are in the top 4 percent of all wage earners alive today – certifiably rich by anyone’s definition. If you make $45,000 a year or more, you are in the top 1 percent of wage earners in the world.

How many of us can say our family income is $37,000 or more a year? Many of us easily fit into even the TOP 1 PERCENT of wage earners worldwide. That is a staggering truth. That makes us not poor, but RICH in the world’s eyes….and in God’s eyes. Sadly, we believe we are poor because we do not manage our finances responsibly, nor do we share much of what we have with those in true need.

Anyone who has been stealing must steal no longer, but must work, doing something useful with their own hands, that they may have something to share with those in need.

Ephesians 4:28 reminds us that have a God-given responsibility to share. This Thanksgiving, let’s change our perspective. Let’s see ourselves for who we truly are – children of the King, co-heirs with Christ (Romans 8:17), people who have been given much and who need to look outside of ourselves and see the need that exists around us.

Let’s make this Thanksgiving a time of not only thanking God for what He’s given us, but going a step further and changing our lives to reflect our gratefulness.

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