CWAHM Devotional

Do Life DifferentDo Life Different
Work-at-home mom: take a deep breath and Do Life Different as you allow these devotions for work-at-home moms to fill the vacuum of your needy heart in the chaos of your busy world.
 
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Mar
27

101 Tips to Help Your Budget (and YOU) at Home – #34, 35 & 36

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101 Ways to Help Your Budget and You at Home

 

34. Work it.
When buying groceries, consider buying whole foods like cheese and carrots and then shredding or grating them at home. Buying the convenience items usually costs more, so you can save money by simply buying them whole and grating yourself.

35. Grocery Rewards
Check with your local grocery store to see if they offer a shopper loyalty or rewards system. CWAHM reader Tricia Kongos shares, “I once scored a bunch of bananas and milk for free with a shopper rewards card!

36. Aim High
CWAHM reader Anne Bennett shares this tip: “NEVER buy at full retail price unless it’s an emergency or the item is needed immediately.” That’s quite a challenge! You’ll need to take the time to clip coupons, know what’s on sale and shop around to meet this goal.

– Anne Bennett
www.momsdrivenfromwithin.com

 

Do you have a money saving idea that you’d like to see featured in this CWAHM series?
Fill out this form to submit your tip!

Read the entire series here!

 

 

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Mar
25

101 Tips to Help Your Budget (and YOU) at Home – #31, 32 & 33

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101 Ways to Help Your Budget and You at Home

 

31. Shop Consignment
Consignment stores are a great place to find things for the house as well as kids’ clothing and toys. When my daughter was small I often took her dress shopping at our local consignment store, especially for holiday dresses. We got some CUTE dresses that she would only be wearing a couple of times for a fraction of the retail cost.

32. Combine Trips
CWAHM reader Tricia Kongos says that she often combines trips to run errands to save gas and time. Instead of running one or two errands each day, consider choosing one day a week and running multiple errands.

33. Post Receipts
Another great money-saving tip is to post grocery receipts on your refrigerator. This is a great way for your family to know what’s in the cupboards. Also, seeing the total you spent at the grocery store at the bottom is incentive to eat at home rather than going out.

 

Do you have a money saving idea that you’d like to see featured in this CWAHM series?
Fill out this form to submit your tip!

Read the entire series here!

 

 

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Mar
22

101 Tips to Help Your Budget (and YOU) at Home – #28, 29 & 30

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101 Ways to Help Your Budget and You at Home

 

28. Kids Meal Deals
“Go out to eat to places that offer deals for the kids. For example, our local restaurant, Fire House Subs, offers a free kids meal (sandwich, chips, drink and dessert) for each paying adult.” Doing some quick research ahead of time to find meal deals can save you cash and over time, it can really add up.

– Roshanda Pratt
www.facebook.com/REPCommunicationsNetwork

29. Insider Specials
Saving money doesn’t have to be all work and no play. Check out websites like TheGroceryGame.com to find specials deals and members-only information on sales trends – and turn your savings plan into a fun activity that you look forward to working on.

 

30. Check Your Deductible
CWAHM reader Tricia Kongos offers us this tip to help cut down on auto expenses, “Cut down on auto insurance bill by increasing deductibles.” Make a call to your auto insurance agent today and ask about reducing your deductible. Make sure to get all the details on what a reduced deductible will mean to help determine if the cost savings are worth the trade-off.

 

Do you have a money saving idea that you’d like to see featured in this CWAHM series?
Fill out this form to submit your tip!

Read the entire series here!

 

 

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Mar
20

101 Tips to Help Your Budget (and YOU) at Home – #25, 26 & 27

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101 Ways to Help Your Budget and You at Home

 

25. Switch Drinks
CWAHM reader Tricia Kongos offers this tip: “Order water to drink at restaurants instead of soda.” This will not only cut down on your bill every time you eat out, but will also eliminate calories from your diet.

 

26. Use Expiring Items
Make a point to put food items that are nearing their expiration front and center so they will be used first. A study by by the Natural Resources Defense Council reports that Americans throw away roughly 40% of their food, which equates to roughly $2,275 a year for a family of four.

 


27. Slash Your Cable Bill

“Get rid of Cable or Satellite TV-between free air stations (your local stations) and options like Roku, Apple TV, and the like, you can watch many show and movies for a fraction of the cost of cable! Subscriptions to Hulu Plus (regular Hulu is free on you computer), Netflix and similar services are less than $10 a month! It’s worth looking into-we cut our satellite bill from $120/month to $19/month!!”

– Anne Bennett
www.momsdrivenfromwithin.com

 

Do you have a money saving idea that you’d like to see featured in this CWAHM series?
Fill out this form to submit your tip!

Read the entire series here!

 

 

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Mar
18

101 Tips to Help Your Budget (and YOU) at Home – #22, 23 & 24

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101 Ways to Help Your Budget and You at Home

22. Make a monthly budget
“ If you don’t know the magic number of how much you spend each month on food, clothing, gasoline, car washes, eating out, etc., you’ll never know where you can trim the fat and save money! You might not realize that your family spends $400/month on fast food and restaurants until you take the time to add up each transaction!! Then you can decide if that’s a reasonable amount for your budget or if you need to lower that amount! It’s so much easier to SAVE money when you know WHERE it’s all going!”

– Anne Bennett
www.momsdrivenfromwithin.com

 

23. Count The Cost
Before you buy groceries or other items in bulk, check the cost per unit (CPU) to determine which is truly the better bargain. I noticed this recently when our grocery store had crackers on sale. It ended up being cheaper for me to buy 3 small bags of the crackers (which were on sale) instead of the “family pack” (that equated to the same amount as the 3 small bags) at regular price.

 

24. Freeze It
“Freeze meals or extras. I recently make cupcakes but had too much. I froze the rest and pulled out later for a treat.”

– Roshanda Pratt
www.facebook.com/REPCommunicationsNetwork

 

Do you have a money saving idea that you’d like to see featured in this CWAHM series?
Fill out this form to submit your tip!

Read the entire series here!

 

 

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Mar
15

101 Tips to Help Your Budget (and YOU) at Home – #19, 20 & 21

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101 Ways to Help Your Budget and You at Home

19. Shop Off-season
This tip comes from Roshanda Pratt, CWAHM’s Media Director. Roshanda says that to save money she often shops in the off season, for example buy winter clothes in the spring, etc.

– Roshanda Pratt
www.facebook.com/REPCommunicationsNetwork

20. Keep It Cool
CWAHM reader Tricia Kongos shares one way that her family has found that helps save money by keeping heating costs down in the winter: “Turn thermostat down in the winter and wear a sweatshirt!” I bet some of your reading are glad you live in warm climates! 🙂

– Tricia Kongos

21. Use Rewards
Mother of four Anne Bennett gives this great tip: “Use reward cards!! Now, I’m not talking about credit cards, but the free reward cards that you can accumulate points on for $ off! Especially if it somewhere you shop regularly! Some cards can also be used to load digital coupons on top of your regular savings as a card holder.”

– Anne Bennett
http://www.momsdrivenfromwithin.com/

 

Do you have a money saving idea that you’d like to see featured in this CWAHM series?
Fill out this form to submit your tip!

Read the entire series here!

 

 

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Mar
13

101 Tips to Help Your Budget (and YOU) at Home – #16, 17 & 18

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  1. 101 Ways to Help Your Budget and You at Home

16. Homemade Soap
Another way to keep a little extra cash in your wallet it to make homemade hand soap. There are hundreds of recipes and ideas out there, but here’s one to get you started: http://www.mnn.com/lifestyle/responsible-living/stories/easy-homemade-soap

17. Cut Out Vices

This one seems simple, but actually putting it into practice can be much more difficult. However, cutting out vices like smoking, liquor, etc can save you hundreds of dollars a month. If your vice is something you’ve done for years, consider asking a friend to hold you accountable or seek out a treatment program at a church or ministry near you.

18. This tip comes from a fellow CWAHM:
“Jill, one of the ways I am able to save money by staying at home is that my family is able to eat my home cooking rather than getting a bite on the run on the way home. It makes us healthier, also.
I use the crockpot a lot to give me the most time to work on my home projects and meals are hot and ready when we are. This year I bought 3 crockpot cookbooks to help me come up with new ideas. Often I use the old favorites but modify them. Such as cooking the taco mix in the crock pot and adding the shells, lettuce, tomatoes and cheese etc at the table.”
– Kathy Wilson
TipsToAHealthierYou.info

Do you have a money saving idea that you’d like to see featured in this CWAHM series?
Fill out this form to submit your tip!

Read the entire series here!

 

 

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Mar
11

101 Tips to Help Your Budget (and YOU) at Home – #13, 14 & 15

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101 Ways to Help Your Budget and You at Home

13. Cut Out Fast Food
This one is SO hard for me. I love to bake, but cooking is not one of my favorite things to do. However, eating out adds up QUICK. So, to save some extra money each month, consider cutting out as much away-from-home eating as possible. Make it a game and see how many meals you can eat at home and then reward yourself in some inexpensive way.

14. Stop Spending
In our culture, living on less can be very difficult. We’re bombarded with new things that we “need” and new gizmos that we must have in order to be successful. For the next month, challenge yourself. Set a goal to only spend $25 a week (or whatever amount your family agrees on) and see how well you can do!

15. Cut Out Soda
I’m nearing the year mark since I’ve had soda. Not only has our budget increased by around $50/month, I’ve also lost weight. What more can I say to convince you that those sodas that taste so good are not worth the calories or the $$.

 

Tune in tomorrow for the next installment of 101 Tips To Help Your Budget (And You!) at Home.

 

Read the entire series here!

 

 

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Mar
04

5 Ways to Grow Your Online Business

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Once you have launched your online business, it’s now time to bring potential customers to your virtual platform. You may be wondering: how do I do that? Make sure to follow the five tips listed below to help market your brand to the masses.

Building Trust

While you will have taken steps to ensure your online business is safe and secure to use, there will still be customers who are wary of your page and unsure whether they can trust you. There are ways that you can instill confidence in your customers, such as making tweaks and changes to your page. To do this, you need to test your website’s infrastructure to clean up any images or broken links.

Make sure to look for poor grammar or fix any misspelled words. Also, having an ‘about us’ page can let your customers know more about your business, adding an element of trust. Another thing you could do is switch to original images. Many aren’t aware of this, but people have developed a buffer against stock photos. As a matter of fact, one eye-tracking study by Jakob Nielson found that people completely ignored generic stock photos on websites and had a preference for information-rich images of real people and products.

SEO

As an online business, you will want your products and services to appear on the first couple of pages of search results. This is known as SEO (search engine optimization), which can place your company higher than competitors. There are various ways that your business can stand out from the crowd, such as by adding in relevant keywords throughout your website that ensure your business appears near to the top.

Make sure that your website is mobile-friendly, so customers can access your page while on the go. This also means improving your site’s performance since page loading speeds will have both a direct effect on search results and bounce rates. You can do that by first making sure that your hosting provider is up to par. You can then start making adjustments to your website like compressing images and using a content delivery network that will display your content from the best location possible depending on where your audience is accessing it from.

Optimize Your Checkout

If shoppers have trouble in the checkout stage when trying to purchase a product, they will simply visit another online store. Thankfully, there are various ways to make the checkout experience easier. Make sure to conduct some user testing, so you can know that everything is working in the correct order.

Asking family and friends to try and purchase some products can be a good place to start. You will be able to watch as they shop, and they can give you honest feedback. You should also make sure that you add security seals to increase trust as well and reduce cart abandonment. SSL seals, in particular, will increase trust, with Norton’s SSL seal being the most trusted.

Marketing

The way you promote and market your online business can have a huge impact on how much interest you get. First and foremost, you need to know who your target demographic is, so you can promote your brand to the right people. Next, getting on social media platforms such as Facebook and creating a business page can build awareness of your company and potentially be seen by millions of users. What’s more, you will be able to interact first hand with your customers, which can make them feel valued and appreciated. You could also try alternative marketing approaches like guerilla marketing or use contests and giveaways to gain more traction on social media. Read More→

Categories : Articles, Jill's Blog
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Mar
04

101 Tips to Help Your Budget (and YOU) at Home – #10, 11 & 12

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101 Ways to Help Your Budget and You at Home

10. Make Your Own Jewelry
Sometimes a girl needs a little sparkle and jewelry can do just that. Jewelry, however can be pricey and many times it’s “unnecessary” things like this that get cut when the budget needs to be trimmed down. So, why not learn how to make your own jewelry? Find ideas and how-to’s online and create your own masterpieces – many times using items you already have on hand!

11. Take Up Canning
What better way is there to keep expensive fruits and veggies on hand than to can them? A good friend of mine handed me some canned apple butter this past fall and I fell in love with the idea of canning. She cans many different foods, from homemade apple butter to vegetables and even pickles! If you’re unsure how to get started, ask around at church or do some research online.

12. Make Products You Would Normally Buy
In an effort to both cut costs as well as control the ingredients going into the foods her family eats, a friend of mine began making her own versions of things like marshmallows, graham crackers, and spaghetti sauce. Now she makes just about everything from scratch – and you can, too.

 

Tune in tomorrow for the next installment of 101 Tips To Help Your Budget (And You!) at Home.

 

Read the entire series here!

 

 

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