CWAHM Devotional

Do Life DifferentDo Life Different
Work-at-home mom: take a deep breath and Do Life Different as you allow these devotions for work-at-home moms to fill the vacuum of your needy heart in the chaos of your busy world.
 
Order Your Copy!

CWAHM Video Devotions

Get Our Updates!

Join our monthly newsletter!

Author Archive

May
08

101 Tips to Help Your Budget (and YOU) at Home – #88, 89 & 90

Posted by: | Comments Comments Off on 101 Tips to Help Your Budget (and YOU) at Home – #88, 89 & 90

101 Ways to Help Your Budget and You at Home

88. Carpool, Bike or Walk
If you are able, consider biking to work or to the store. Or, if possible, carpool with others when heading to work, church or even the grocery store. Taking the kids to the park? Walk instead of driving.

 

89. Know When To Go
Going to the movies can be expensive, so find out when your local theaters offers matinee pricing and opt to go during those hours. It may not seem like a huge savings at the time, but every dollar ads up.

 

90. Cancel Your Plans
That gym membership you pay for, but don’t use … cancel it. That online movie plan that you forgot you had – cancel it. Find ways that your budget may be leaking money and cut those things out.

 

Do you have a money saving idea that you’d like to see featured in this CWAHM series?
Fill out this form to submit your tip!

Read the entire series here!

 

Comments Comments Off on 101 Tips to Help Your Budget (and YOU) at Home – #88, 89 & 90
May
06

101 Tips to Help Your Budget (and YOU) at Home – #85, 86 & 87

Posted by: | Comments Comments Off on 101 Tips to Help Your Budget (and YOU) at Home – #85, 86 & 87

101 Ways to Help Your Budget and You at Home

85. Make Your Own
We see more and more DIY ideas, so why don’t we put some of them into practice. For us work-at-homers, here’s a great article on 10 Ways to Make a Cheap Standing Desk – http://www.wisebread.com/healthy-workplace-10-ways-to-make-a-cheap-standing-desk

86. Pay Online
Cut out the cost of stamps and checks by paying online. Most bills can now be paid online through the store or company’s website or through your local bank’s website. In fact, in many churches you can even tithe online.

87. Price Match
“Price Match wherever you can! There are a number of stores that price match, and I’m not just talking groceries! Go price match crazy with movies, clothes, housewares, electronics, music, video games, and food!! Gas and time count for something too and the fewer places I have to go to get the deals I want, the better!”

– Anne Bennett
www.momsdrivenfromwithin.com

 

Do you have a money saving idea that you’d like to see featured in this CWAHM series?
Fill out this form to submit your tip!

Read the entire series here!

 

Comments Comments Off on 101 Tips to Help Your Budget (and YOU) at Home – #85, 86 & 87
May
03

101 Tips to Help Your Budget (and YOU) at Home – #82, 83 & 84

Posted by: | Comments Comments Off on 101 Tips to Help Your Budget (and YOU) at Home – #82, 83 & 84

101 Ways to Help Your Budget and You at Home

82. Save Money on Homeschool Supplies
If you’re a homeschooling parent, here is an article with great ideas and tips for saving a few dollars on supplies: 5 Ways To Save on Homeschooling

83. Raise Deductibles
Consider increasing home and auto insurance deductibles and you could save upwards of 25% on your policy.

84. Be Prepared
“Use Transaction Envelopes! I swear by these! If there is one or more complex coupon transactions (i.e. I will be stacking coupons and/or using “store points” like at Walgreens) I like to write out the list of items, less coupons and “point” value on the front of an envelope right down to my tax and total, so I know exactly how much I’ll be paying out of pocket for each transaction. I then put the coupons for the transaction in the envelope! It save me time and makes me feel less frazzled at the register! This also helps me to stick to my list of what I am getting. If there is a great deal that I just can’t pass up, I pencil it in on my envelope. (Even if my tax amount is a little off, I have a pretty good idea of my total.)”

– Anne Bennett
www.momsdrivenfromwithin.com

 

Do you have a money saving idea that you’d like to see featured in this CWAHM series?
Fill out this form to submit your tip!

Read the entire series here!

 

Comments Comments Off on 101 Tips to Help Your Budget (and YOU) at Home – #82, 83 & 84
May
01

101 Tips to Help Your Budget (and YOU) at Home – #79, 80 & 81

Posted by: | Comments Comments Off on 101 Tips to Help Your Budget (and YOU) at Home – #79, 80 & 81

101 Ways to Help Your Budget and You at Home

79. Save Money At Amazon
I came across this great article a few days ago full of tips on saving money on Amazon. If you’re like me and do quite a bit of shopping via Amazon, there are lots of helpful tips: 16 Secrets to Saving Money At Amazon.com

80. Don’t Throw Away Your Weekly Shopper
“Use the coupons inside of your weekly shopper! These are delivered (via mail or newspaper delivery depending on where you live) for FREE so everyone that you use saves you money with no cost to you!”

– Anne Bennett
www.momsdrivenfromwithin.com

81. Know When To Shop
There are certain months that you can get great deals on specific items and so knowing when to shop can save you lots of money. For instance, many airlines offer great deals in January; March brings many sales in sports stores eager to empty their shelves to get ready for the summer sports boom; and August is the best time to buy swimwear.

 

Do you have a money saving idea that you’d like to see featured in this CWAHM series?
Fill out this form to submit your tip!

Read the entire series here!

 

Comments Comments Off on 101 Tips to Help Your Budget (and YOU) at Home – #79, 80 & 81
Apr
29

101 Tips to Help Your Budget (and YOU) at Home – #76, 77 & 78

Posted by: | Comments Comments Off on 101 Tips to Help Your Budget (and YOU) at Home – #76, 77 & 78

101 Ways to Help Your Budget and You at Home

76. Consider Your Paper’s Worth
“If you are getting a Sunday paper, USE the coupons inside!! Since the value of coupons have gone down significantly, I cannot in good conscience recommend getting one or multiple newspaper subscriptions for coupons alone. The savings should be factored in with the amount spent on the subscription; if your newspaper subscription (that you would not otherwise get) is costing you more than you are saving with the coupons inside, than it is NOT saving you money!”

– Anne Bennett
www.momsdrivenfromwithin.com

77. Do Some Research
There are lots of ways to lower household bills, including your grocery bill. Do some research online to find ideas of what other people have done to lower their bills. Here’s a starting point – a great article I found on 25 Ways To Lower Your Grocery Bill.

78. Check Your Mortgage Insurance
When you purchased your home, you may have been required to pay for private mortgage insurance (PMI). However, when your loan balance hits 80% you can request that this be terminated. Check with your lender to see where your loan stands.

 

Do you have a money saving idea that you’d like to see featured in this CWAHM series?
Fill out this form to submit your tip!

Read the entire series here!

 

Comments Comments Off on 101 Tips to Help Your Budget (and YOU) at Home – #76, 77 & 78
Apr
26

101 Tips to Help Your Budget (and YOU) at Home – #73, 74 & 75

Posted by: | Comments Comments Off on 101 Tips to Help Your Budget (and YOU) at Home – #73, 74 & 75

101 Ways to Help Your Budget and You at Home

73. Challenge Property Taxes
The National Taxpayers Union says that more than 30% of homeowners may be paying more property taxes than necessary. They advise to study your property assessment for any mistakes and, if necessary, file an appeal with your local assessor.

74. Use Your Freezer
Think ahead and buy extra bread, hard cheeses, fresh fruits and vegetable, and meat. These can all be frozen and used at a later date.

75. Find store coupons
“Most big box grocery and retail stores have their own coupons only redeemable at their chain of stores either available online or on location at their stores. Some stores allow you to used these in ADDITION to manufacturer coupons for a single item, this is usually referred to as “stacking” (i.e. a $.50 Target coupon for Brand X jelly could be “stacked” with a $.75 manufacturers coupon for Brand X jelly, making the total savings per jar of jelly $1.25.)”

– Anne Bennett
www.momsdrivenfromwithin.com

Bonus Tip From a reader: “Save Water. Shower with your husband!” LOL!

 

Do you have a money saving idea that you’d like to see featured in this CWAHM series?
Fill out this form to submit your tip!

Read the entire series here!

 

Comments Comments Off on 101 Tips to Help Your Budget (and YOU) at Home – #73, 74 & 75

101 Ways to Help Your Budget and You at Home

70. Teachable Moments
“Teach your kids to save money. They too can cut coupons and watch for sales on their favorite toys or clothes.”

– Tricia Kongos

71. Replace Your Bulbs
According to statistics, if you replace just five often-used lights in your home with superefficient compact fluorescent bulbs, you’ll see a noticeable drop in your electricity costs.

72. Print out coupons
“ If you don’t have or want a newspaper subscription, this is perfect for you. A plethora of coupons are available online at RedPlum.com, SmartSource.com, and Coupons.com just waiting to be printed out and used! Remember when your doing this to factor in the cost of ink and paper into how much you are saving. If it’s costing you more in supplies than you are saving at the register, you are NOT saving money.”

– Anne Bennett
www.momsdrivenfromwithin.com

 

 

Do you have a money saving idea that you’d like to see featured in this CWAHM series?
Fill out this form to submit your tip!

Read the entire series here!

 

Apr
22

101 Tips to Help Your Budget (and YOU) at Home – #67, 68 & 69

Posted by: | Comments Comments Off on 101 Tips to Help Your Budget (and YOU) at Home – #67, 68 & 69

101 Ways to Help Your Budget and You at Home

67. Bulk Tickets
Movie tickets are costly, so check with your local theater to see if they offer bulk options. Many theaters offer blocks of tickets at a discounted rate.

68. Digital Coupons
“Digital coupons are amazing, you don’t even have to clip them!! Just load them onto you store reward card and swipe the card a checkout! Be sure to check to make sure the correct amount is deducted from your total, even computers make mistakes.”

– Anne Bennett
www.momsdrivenfromwithin.com

 

69. Tax Savings
CWAHM reader Tricia Kongos offers this tip: “Save money on Income Tax preparation fees. The IRS has some offers on their website: http://www.irs.gov/uac/Free-File:-Do-Your-Federal-Taxes-for-Free.”

 

 

Do you have a money saving idea that you’d like to see featured in this CWAHM series?
Fill out this form to submit your tip!

Read the entire series here!

 

Comments Comments Off on 101 Tips to Help Your Budget (and YOU) at Home – #67, 68 & 69
Apr
19

101 Tips to Help Your Budget (and YOU) at Home – #64, 65 & 66

Posted by: | Comments Comments Off on 101 Tips to Help Your Budget (and YOU) at Home – #64, 65 & 66

101 Ways to Help Your Budget and You at Home

64. Shop Full
CWAHM reader Tricia Kongos remind us, “Do not grocery shop while hungry.” It’s amazing how much extra food we think we need when we go grocery shopping with an empty tummy. Instead, buy groceries right after a meal – you’ll get exercise and buy less.

65. Barter
Why pay for things when you can barter? If you have a product (maybe you make your own candles or jewelry) or service (administrative work, cleaning services), you can many times trade those things with others. A win-win situation!

– Anne Bennett
www.momsdrivenfromwithin.com

 

66. Find Energy Leaks
If your house has drafty windows, doors, etc, you are most likely paying extra for heat or air conditioning that is leaking out. Look into buying a thermal leak detector to find out where those leaks are occurring. You will have to pay for the product, but cutting your bills long-term may just be worth the expense.

 

 

Do you have a money saving idea that you’d like to see featured in this CWAHM series?
Fill out this form to submit your tip!

Read the entire series here!

 

Comments Comments Off on 101 Tips to Help Your Budget (and YOU) at Home – #64, 65 & 66
Apr
17

101 Tips to Help Your Budget (and YOU) at Home – #61, 62 & 63

Posted by: | Comments Comments Off on 101 Tips to Help Your Budget (and YOU) at Home – #61, 62 & 63

101 Ways to Help Your Budget and You at Home


61. Check Your Credit

CWAHM Reader Tricia Kongos advises that people, “Obtain a free annual credit report: http://www.annualcreditreport.com. Check your credit report for any errors and be aware of identity theft.” Being aware of what is appearing on your credit report can save you time, money and headaches.


62. Swap it

“ Find or organize a swap meet! You don’t have to limit it to clothes…think outside the box!”

– Anne Bennett
www.momsdrivenfromwithin.com

 

63. Shop Around
Before you hire someone for home repairs or take your car somewhere for repairs, take the time to get several estimates. Make sure that the estimates includes both parts and labor costs. Don’t be afraid to ask for savings and/or reduced pricing.

 

 

Do you have a money saving idea that you’d like to see featured in this CWAHM series?
Fill out this form to submit your tip!

Read the entire series here!

 

Comments Comments Off on 101 Tips to Help Your Budget (and YOU) at Home – #61, 62 & 63

Books

DLD cover so You want to be a work at home mom sps
70 align=

About CWAHM:





** Disclaimer **
The views expressed by the bloggers on this website are not necessarily the views held by CWAHM.com or it's owners. Please see our Statement of Faith for details on what we believe.

About Us | Privacy Policy